Terms of Service

Last updated: December 19, 2025

These terms of service constitute the entire agreement ("Agreement") between you and XP Interactive, LLC (the "Company", "we", "us", or "our") in relation to your use of our website, applications, and services (collectively, "Services"). If you do not agree to all of these terms, you must not use our Services. We may, at any time, choose to edit, add and/or delete portions of these terms without prior notification of its users. Your continued use of our Services will constitute acceptance of the changed terms.

Eligibility

To use our Services, you must be at least 16 years of age. If you are at least 16 years of age but a minor where you live, you must have your parent or legal guardian read and accept this Agreement on your behalf.

Acceptable Use

You must not use our Services in any way that causes, or may cause, damage or impairment of the availability or accessibility of Services, or in any way which is unlawful, illegal, fraudulent or harmful. Should we detect any instances of fraud, system abuse, or any type of activity deemed to be inappropriate or illegal in the sole discretion of the Company, these actions may result in suspension of access to Services as well as forfeiture of any earned commissions not yet disbursed to you.

Policies located at https://support.rewardxp.com/hc/en-us/sections/360008344153 further describe the acceptable use of our Services and measures we take to identify and mitigate fraudulent activity. These policies include, but are not limited to:

Privacy and Data Retention

By creating an account and using our Services, you acknowledge and agree to the collection, use, and retention of your personal information as described in our Privacy Policy, available at https://www.rewardxp.com/page/privacy.

You specifically acknowledge and agree that:

  1. The Company collects and processes personal information including your name, email address, IP address, and device/browser information for account administration, fraud prevention, security, and service delivery purposes.
  2. Following account termination, suspension, or deletion—whether initiated by you or by the Company—the Company retains your personal data for a period of one (1) year for fraud prevention, security, defense against chargebacks and disputes, enforcement of this Agreement, and the establishment, exercise, or defense of legal claims.
  3. This retention period is necessary and lawful under applicable privacy laws, including GDPR Article 17(3)(e), which permits retention for the establishment, exercise, or defense of legal claims.
  4. Requests to delete personal data during this retention period may be denied where deletion would undermine the Company's legitimate use of data for fraud prevention and security purposes, particularly in cases involving accounts that are under investigation, have been suspended for policy violations, or have been associated with chargebacks or disputed transactions.
  5. You will not circumvent, or attempt to circumvent, fraud prevention and security measures, including but not limited to creating multiple accounts, using VPNs or proxies to mask your identity or location, or providing false information during account registration.

Relationship of the Parties

You and the Company shall act independently, and nothing in this Agreement creates any partnership, joint venture, agency, franchise, sales representative or employment relationship between you and the Company. You understand that you do not have authority to make or accept any offers or make any representations on behalf of the Company.

Third-Party Content

We make no representations or endorsements regarding the quality, accuracy, reliability, security or condition of any third-party content, applications or websites; you acknowledge and agree that the Company and its affiliates are not responsible for examining or evaluating the accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect of third-party materials. You are responsible for taking precautions as necessary to protect your property from viruses and other destructive mechanisms. We disclaim any responsibility for any harm resulting from your use of our Services through viewing or use of any third-party content, technology or websites.

Limitation of Liability

The Company will not be liable for lost profits, lost business opportunities, or any other indirect, special, punitive, incidental or consequential damages arising out of or related to this Agreement or the Company, even if advised of the possibility of such damages. Our Services are provided "as is" and without any representations or warranties, express or implied. In addition, we make no representation that the operation of our Services will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors.

Indemnity

You hereby agree to indemnify, defend and hold harmless the Company, its officers, directors, employees, agents, members, successors and assigns, from and against any and all claims, losses, damages or expenses (including attorney's fees and costs) of any nature whatsoever incurred or suffered by the Company arising out of any violation by you of any provision of this Agreement.

Severability

If a provision of this Agreement is determined by any court of competent jurisdiction to be unlawful and/or unenforceable, the remaining provisions shall remain in full force and effect. The parties shall in good faith attempt to modify any invalidated provision to carry out the parties' stated intentions. The waiver of any breach of any provision by any party shall not be deemed to be a waiver of any preceding or subsequent breach, nor shall any waiver constitute a continuing waiver.